Monday, August 28, 2017

CREDIT MANAGER SENIOR

Senior Credit Manager –

RESPONSIBILITIES :

Credit Risk management- Responsible for supporting Credit Sales & Managing Account Receivable Of the Region/ Business Vertical

Evaluation of Credit Risk Requiring Financial Evaluation, Business Analysis, Market Intelligence, Customer Visits, Credit Decision Making. Structuring LC Transaction,

Ensuring timely collection of Payment.

Managing Optimum DSO, controlling AR Provisions, Cash Flow Projections, Overseeing Customer accounting done by Branch Accounts

Very Strong P&l Account & Balance Sheet Analytical Skill.

Flair for Customer Site Visits.

Job Skills:

- At least 10-20 years of experience in Credit Control

- Good Communication Skill

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Job Description

National Credit Head –

Designation: National Credit Head-Equipment's (CE, machinery finance, medical equipment's etc)

Exp : MBA/CA with more than 12+ years of experience

Looking at candidates who have relevant experience in managing national level, experience in team handling.

Role and responsibilities :

- Responsible for credit appraisal by way of analyzing financial statements, calculating financial ratios, borrowers' information, industry outlook within the framework of the company.

- Responsible for putting up the Proposal not to appropriate forum involving Senior Management and presentation of the same.

- Coordination with Operations for limit setup and disbursement of the term loan.

- Responsible for credit monitoring activities by way of managing collateral, unit inspection, stock audit, documentation and other compliance activities.

- Responsible for overdue monitoring and providing early warning signals to the business team for proactive measures.

- Evaluate credit costs budgets periodically including manpower-planning initiatives and ensuring adherence to planned expenses.

- To develop procedures & service standards for business excellence.

- To follow-up and monitor existing portfolio, formulation, and updating of policies and processes coordinate with external agencies.

- Experience in conducting policy maintenance tasks in accordance- procedures & preparing reports, presentations, underwriting manuals and other documents as needed.

- Excellent interpersonal & communication skills with strong ability in client relationship management.

- Creating and sustaining a dynamic environment to foster development opportunities and motivate high performance amongst team members.

- Conducting competitor/ market analysis by keeping abreast of market trends, competitor moves to achieve market share metrics.

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